FR Request file
Ref. VM532 · Free installment sale · 18-year contractual term

260 sqm villa with 2 cottages and heated indoor pool — Étel (Brittany)

Close to the beaches and port of Étel, this unique property comprises a contemporary main house, two independent cottages, a south-facing heated conservatory and a year-round heated indoor pool. 1,733 sqm fully fenced and landscaped plot — part still buildable. Fully renovated in 2023. Free installment sale: 537,000 € bouquet then 4,630 €/month for 18 years. Market value 1,450,000 €. Excellent French energy rating (EPC B / GES A).

Description

Property details

On a 1,733 sqm fully fenced and landscaped plot, immediately next to the beaches and port of Étel. Two independent electric-gated entrances allow private and rental use to be separated. Fully renovated in 2023.

Main house (approx. 111.50 sqm)

  • Warm living room with wood-burning insert
  • Dining room, fitted kitchen, back kitchen, separate WC
  • Upstairs: 3 bedrooms with private shower room, 1 bathroom
  • Full home automation, recent heat pump (2023)
  • EPC class B

2 independent cottages (approx. 147 sqm)

  • 2 fully equipped kitchens + dining areas
  • 6 bedrooms (most with private shower rooms)
  • 5 shower rooms + 1 bathroom
  • EPC class B for the cottages

Additional features

  • 40 sqm conservatory, insulated, heated, south-facing
  • Year-round heated indoor pool at 32 °C (new heat pump)
  • Fibre optic, intercom, motorised gate, electric shutters
  • Reversible air conditioning, central vacuum, fireplace
  • Wheelchair accessible (PMR)
Financial conditions

Bouquet 537,000 € + 4,630 €/month × 216 months

  • Market value: 1,450,000 €
  • Bouquet: 537,000 € at signing
  • Instalments: 4,630 €/month for 216 months (18 years)
  • Format: Free installment sale — immediate possession
  • Interest: none, no borrower insurance

Agency fees included, payable by buyer. Monthly charges 475 €, property tax 2,600 €/year.

Ideal for

  • Main residence with rental income (cottages)
  • Cottage / B&B business in free management
  • Seasonal or annual rental
  • Buyers wanting to become French owners without resorting to a bank loan

Mandate in partnership with MyFactotum, ref. VM532, partner of the Capital Viagers network. Editorial responsibility: Eric Salles, registered French real estate agent — CCI Paris ADC 7501 2023 000 004 603.